Is CreditLink Advisors a bank or NBFC?
No. We are a financial advisory and loan facilitation firm. We do not lend money ourselves — we help you evaluate options and connect with partner banks and NBFCs, who take the final credit decision.
CREDITLINK ADVISORS
FAQs
GOT QUESTIONS?
Frequently asked questions.
A few common questions about how CreditLink Advisors works. For anything specific to your situation, please get in touch.
Do you charge a fee for your services?
Our fee structure depends on the nature of the engagement. {{CONFIRM_WITH_MANAGEMENT}} Please see our How We Work page or ask your advisor for specifics before proceeding.
Can you guarantee my loan will be approved?
No. Loan approval, sanctioned amount, interest rate and tenure are decided solely by the lending institution based on its own credit policy and your profile.
How long does the process usually take?
Timelines vary by product, lender and documentation readiness. {{VERIFY}} Your advisor will give you a realistic estimate once they understand your requirement.
What information do you need to get started?
Typically your basic KYC, the nature of your funding requirement, and an approximate amount are enough for an initial conversation. Detailed documents are requested once we identify suitable lenders.
Is my information kept confidential?
Yes. We handle your information in line with our Privacy Policy and only share it with lenders relevant to your specific enquiry, with your knowledge.
Can I apply directly with a bank instead of using CreditLink Advisors?
Yes, you are always free to approach any bank or NBFC directly. We simply aim to save you time by helping structure your case and identifying lenders suited to your profile.
Do you work with individuals as well as businesses?
Yes, we support both individual finance needs (such as home, personal and loan-against-property requirements) and business funding requirements.