Documents Required for a Working Capital Loan
A practical checklist of the documents banks and NBFCs commonly ask for when assessing a working capital facility.
12 Jan 2026 · 6 min read · Business Finance
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Insights
CREDITLINK INSIGHTS
Perspectives on capital, finance and growth.
A knowledge centre for businesses, entrepreneurs and financial decision-makers. General information only — not financial or legal advice.
Loan Against Property vs Business Loan: Which Should You Choose?
Understanding the trade-offs between a secured LAP and an unsecured business loan before you apply.
19 Jan 2026 · 7 min read · Debt & Capital Structure
How to Improve Your Business Loan Eligibility
Practical, non-guaranteed steps businesses can take to strengthen their profile before approaching lenders.
26 Jan 2026 · 6 min read · Business Finance
What Is Structured Finance? A Guide for SMEs
An introduction to structured finance and when a business might need it instead of a conventional loan.
02 Feb 2026 · 7 min read · Financial Strategy
Project Finance Basics for Indian Entrepreneurs
Key concepts — project cost, DSCR, promoter contribution — that every entrepreneur should understand before seeking project funding.
09 Feb 2026 · 8 min read · Project Finance
How CIBIL Score Affects Business Loan Approval
What a credit score reflects, and why it matters for both the business and its promoters when applying for finance.
16 Feb 2026 · 5 min read · Business Finance
Term Loan vs Working Capital Loan vs Overdraft
A plain-language comparison of three common business financing structures and what each is typically used for.
23 Feb 2026 · 6 min read · Business Finance
How to Choose Between a Bank and an NBFC for Funding
Banks and NBFCs both lend, but they differ in approach — here is what to weigh before deciding where to apply.
02 Mar 2026 · 6 min read · Industry Perspectives
What Lenders Look for in a Project Report
The key sections of a project report that most banks and NBFCs review closely before sanctioning project finance.
09 Mar 2026 · 7 min read · Project Finance
Debt Refinancing: When It Makes Sense
Refinancing existing debt can lower costs or ease repayment pressure — but it is not always the right move. Here is how to think about it.
16 Mar 2026 · 6 min read · Debt & Capital Structure