CREDITLINK ADVISORS
Business Loan
CREDITLINK ADVISORS
Working capital and growth funding for established businesses
We help proprietorships, partnerships and companies evaluate secured and unsecured business loan options from our banking and NBFC partners for expansion, capital expenditure and operational needs.
Who it's for: Business owners looking to fund expansion, purchase inventory or equipment, or bridge working-capital gaps.
Discuss Your Requirement →
Advisory-led. Institutionally connected.
ELIGIBILITY GUIDANCE
What lenders typically look for
Applicant should be an Indian resident aged 21 years or above.
A satisfactory credit history and repayment track record.
Business turnover and profitability should meet the selected lender's policy.
DOCUMENTS USUALLY REQUIRED
Keep these ready
PAN and Aadhaar of proprietor/partners/directors.
Business registration, GST certificate and licences.
Last 2 years financial statements and ITR.
Bank statements for the last 6-12 months.
Typical tenure: {{VERIFY}} — tenure varies by lender, loan amount and repayment capacity.
OUR APPROACH
Understand. Structure. Connect. Execute.
A disciplined approach designed to simplify your business loan journey.
Understand
We start with your objective, financial context and timeline.
Structure
We assess the right lenders and structure your case accordingly.
Connect
We connect you with suitable banks/NBFCs from our partner network.
Execute
We support you through documentation to disbursement.
FREQUENTLY ASKED QUESTIONS
Is CreditLink Advisors a direct lender?
No. We are an advisory and loan facilitation firm. We help structure your case and connect you with banks and NBFCs; the loan is sanctioned and disbursed directly by the lending institution.
What is the minimum business vintage required?
This varies by lender and loan amount. {{VERIFY}} We assess your specific profile before recommending suitable lenders.
Can a business loan be unsecured?
Many lenders offer unsecured business loans up to a certain ticket size, subject to credit profile and turnover; higher amounts may require collateral.
How is the interest rate decided?
Interest rates, processing fees and other terms are decided solely by the lending institution based on their credit policy, your profile and market conditions at the time of sanction.
What documents are needed to start?
At the enquiry stage we typically need basic KYC, business registration proof and recent bank statements; the lender may request additional documents during underwriting.
How long does the process usually take?
Timelines depend on the lender, loan amount and documentation readiness. {{VERIFY}}
Is loan approval guaranteed?
No. Sanction, amount, rate and tenure are entirely at the discretion of the lending institution based on its underwriting policy.
FINANCIAL ADVISORY | CAPITAL SOLUTIONS | TRANSACTION SUPPORT
Let's discuss your business loan requirement.
CreditLink Advisors is a financial advisory and loan facilitation firm, not a lender. Loan approval, rate and terms are decided solely by the partner bank/NBFC. See our Disclaimer.