CREDITLINK ADVISORS
Invoice Discounting
CREDITLINK ADVISORS
Unlock working capital tied up in unpaid invoices
Invoice discounting lets businesses raise short-term funding against outstanding sales invoices, improving cash flow without waiting for customer payment cycles.
Who it's for: B2B businesses with creditworthy corporate buyers and a recurring invoicing cycle who need faster access to receivables.
Discuss Your Requirement →
Advisory-led. Institutionally connected.
ELIGIBILITY GUIDANCE
What lenders typically look for
Satisfactory track record of past collections from the buyer(s).
Business registration, GST compliance and basic financial discipline.
Facility limits are assessed against buyer credit quality and invoice value.
DOCUMENTS USUALLY REQUIRED
Keep these ready
KYC and business registration documents.
GST returns and sales register.
Sample invoices and purchase orders.
Bank statements for the last 6-12 months.
Typical tenure: {{VERIFY}} — typically a short-term, revolving facility linked to the invoice due date.
OUR APPROACH
Understand. Structure. Connect. Execute.
A disciplined approach designed to simplify your invoice discounting journey.
Understand
We start with your objective, financial context and timeline.
Structure
We assess the right lenders and structure your case accordingly.
Connect
We connect you with suitable banks/NBFCs from our partner network.
Execute
We support you through documentation to disbursement.
FREQUENTLY ASKED QUESTIONS
How is invoice discounting different from a business loan?
Invoice discounting is tied to specific receivables and their due dates, while a business loan is a broader facility with a fixed repayment schedule.
Does my customer need to be informed?
This depends on the structure — some arrangements are confidential, while others involve notifying the buyer. {{VERIFY}} with the specific lender.
What percentage of invoice value can be financed?
This varies by lender and buyer credit quality; a margin is usually retained until the invoice is realised. {{VERIFY}}
What happens if my customer delays payment?
Terms for delayed payment, interest and recourse are governed by the facility agreement with the financing institution.
Is this suitable for a small or newly formed business?
It can be, provided there is a genuine trade relationship with creditworthy buyers; lenders will assess the buyer and transaction quality closely.
FINANCIAL ADVISORY | CAPITAL SOLUTIONS | TRANSACTION SUPPORT
Let's discuss your invoice discounting requirement.
CreditLink Advisors is a financial advisory and loan facilitation firm, not a lender. Loan approval, rate and terms are decided solely by the partner bank/NBFC. See our Disclaimer.