CREDITLINK ADVISORS
Machinery & Equipment Finance
CREDITLINK ADVISORS
Fund new or upgraded machinery to scale operations
We help manufacturing and services businesses evaluate financing for new machinery, equipment upgrades or capacity expansion, secured against the asset being financed or the business's overall credit profile.
Who it's for: Manufacturing, processing and services businesses looking to acquire or upgrade machinery and equipment.
Discuss Your Requirement →
Advisory-led. Institutionally connected.
ELIGIBILITY GUIDANCE
What lenders typically look for
Satisfactory credit history of the business and promoters.
Machinery/equipment should be from a recognised manufacturer/supplier.
Turnover and cash flows should support the proposed repayment.
DOCUMENTS USUALLY REQUIRED
Keep these ready
KYC of business and promoters.
Business registration, GST and licences.
Financial statements and ITR for the last 2-3 years.
Proforma invoice/quotation for the machinery being financed.
Typical tenure: {{VERIFY}} — typically aligned with the useful life of the asset being financed.
OUR APPROACH
Understand. Structure. Connect. Execute.
A disciplined approach designed to simplify your machinery & equipment finance journey.
Understand
We start with your objective, financial context and timeline.
Structure
We assess the right lenders and structure your case accordingly.
Connect
We connect you with suitable banks/NBFCs from our partner network.
Execute
We support you through documentation to disbursement.
FREQUENTLY ASKED QUESTIONS
Can financing cover 100% of the machinery cost?
Most lenders finance a percentage of the invoice value and require the balance as promoter contribution or margin money. {{VERIFY}}
Is the machinery itself the security for the loan?
In many structures, yes — the financed asset is hypothecated to the lender until the loan is repaid.
Can this be used for imported machinery?
Some lenders finance imported machinery, subject to import documentation and their specific policy.
What if my business is newly set up?
Newer businesses may still be considered, often with additional promoter contribution, collateral or a co-applicant, depending on the lender's policy.
How is the repayment schedule structured?
Repayment is usually structured as EMIs aligned to projected cash flows and the useful life of the machinery, as agreed with the lender.
FINANCIAL ADVISORY | CAPITAL SOLUTIONS | TRANSACTION SUPPORT
Let's discuss your machinery & equipment finance requirement.
CreditLink Advisors is a financial advisory and loan facilitation firm, not a lender. Loan approval, rate and terms are decided solely by the partner bank/NBFC. See our Disclaimer.